Bulletin on RTS SCA Article 11 implementation

ECSG Volume working groups were assigned by the Board to perform an analysis on the issues related to the implementation of RTS SCA for proximity low value amount transactions. An inventory of market implementations was collected and four possible transaction flows were identified (decline; switch interface; re-present card and enter PIN; enter pin without a second tap). Based on this analysis, it was decided to update Req. T77 in Book 2 and to publish an informative Bulletin on ECSG website before RTS SCA coming into force.

430691_7a9f59e89c4b48868a93103b8909d3af (1).pdf

Scarica PDF • 449KB

New Version of ECSG’s SEPA Card Standardisation Volume Available

The European Cards Stakeholders Group (ECSG), the industry association for card standardisation in the Single Euro Payments Area (SEPA), published version 10 of its SEPA Card Standardisation Volume.

In line with its three-year release cycle, the ECSG publishes the new version of the Volume today on its web site https://www.e-csg.eu/scs-volume. This time the publication could be performed earlier than expected due to limited comments being received during the public consultation performed in summer 2022.

The Volume is well known by the European card payment industry as the card payment standardisation book defining a set of harmonised SEPA requirements (’SEPA Card Standards’) applicable to card-based payments, in both face to face and remote environments. Developed and agreed by all relevant sectors active for card payments in Europe the Volume demonstrates a strong self-commitment of the European stakeholders within the card payment ecosystem and is well recognised by the European Central Bank and the European Commission.

Version 10 now mainly includes the following new SEPA standards related to

• considerations about EMVCo’s Secure Remote Commerce Programme as well as about Acceptor and Merchant Initiated Transactions introduced by PSD2 in the Volume’s Book 2.

• integration of security requirements for Commercial-Off-The-Shelf programmes and an alignment with PCI PTS version 6 in the Volume’s Book 4.

• integration of a guidance for PSD2-related requirements (such as Merchant Initiated Transactions), non-standard card acceptance (i.e. magnetic stripe, signature on paper), and Card Data Retrieval for Virtual POI in the Volume’s Book 6.

Additions and clarifications are delivered for the functional requirements in Book 2 of the Volume.

Patrice Hertzog, Chair of the ECSG, and Carmen Carnero, Vice-Chair, commented:

“We would like to thank the industry for all the comments received and all the ECSG expert teams for their hard work in delivering the version 10 of the Volume. We very much look forward to continue working  towards the next version of the Volume.”

Press Release - publication of Volume 10 (1).pdf

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Bulletin on RTS SCA Article 11 implementation

ECSG Volume working groups were assigned by the Board to perform an analysis on the issues related to the implementation of RTS SCA for proximity low value amount transactions. An inventory of market implementations was collected and four possible transaction flows were identified (decline; switch interface; re-present card and enter PIN; enter pin without a second tap). Based on this analysis, it was decided to update Req. T77 in Book 2 and to publish an informative Bulletin on ECSG website before RTS SCA coming into force.

430691_7a9f59e89c4b48868a93103b8909d3af.pdf

Scarica PDF • 449KB