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Stay Updated on the Latest Developments in European Payments

  • 24 feb 2025
  • Tempo di lettura: 1 min

The new release of the SEPA Cards Standardisation Volume integrates the latest regulatory and technological changes. 

The European Cards Stakeholders Group (ECSG), the industry association overseeing cards standardisation in the Single Euro Payments Area (SEPA) has today published version 9.0 of the SEPA Cards Standardisation Volume (‘the Volume’).

 

This initiative, actively supported by all of the key stakeholders in the card payment ecosystem, will help ensure the interoperability and security of cards in Europe. The Volume achieves this through defining a standard set of requirements to enable an interoperable and scalable card and terminal infrastructure across SEPA, based on open international card standards.

Version 9.0 of the Volume is released to the industry following a 3-month public consultation. In addition to the feedback received during the consultation, updates to the books were made to accommodate the following;

  • Conformance to new European regulations General Data Protection Regulation (GDPR), the second Payment Service Directive (PSD2) and the European Banking Authority Regulatory Technical Standards (RTS) on Strong Costumer Authentication (SCA) and Common Secure Communication (CSC);

  • Integration of global standards for card payments including Host Card Emulation, remote payments using EMV 3DS and a reference to the industry standards body Fast IDentity Online (FIDO);

  • ​Contactless card acceptance at Automated Teller Machines (ATMs);

  • ​The production of a separate Tokenisation Annex.

The Volume version 9.0 takes effect immediately for a three-year period.

Note: Book 3 “Data Elements” is currently under maintenance to integrate the new ISO 20022 ATICA Version 2 standard. A separate release cycle was therefore decided for this Book which will lead to a separate publication in September 2020.



THE EUROPEAN CARDS STAKEHOLDERS GROUP PUBLISHES A NEW VERSION OF ITS DATA ELEMENTS REQUIREMENT BOOK


Following the availability of a major ISO 20022 card message standard update

The European Cards Stakeholders Group (ECSG), the industry association in charge of cards standardisation in the Single Euro Payments Area (SEPA), is today releasing the version 9.0 of Book 3 – Data Elements, incorporating a major update of the ISO 20022 Acquirer-To-Issuer Card messages standard (ATICA), and the feedback of a two-month public consultation.This new version is a major step forward as it uses version 2 of ATICA as a main reference for the other card messaging standards. Other changes include updates linked to European regulation, such as the Payment Services Directive 2 or the Interchange Fee Regulation.



The European Cards Stakeholders Group (ECSG), the industry association for card standardisation in the Single Euro Payments Area (SEPA), published version 10 of its SEPA Card Standardisation Volume.

 

In line with its three-year release cycle, the ECSG publishes the new version of the Volume today on its web site https://www.e-csg.eu/scs-volume. This time the publication could be performed earlier than expected due to limited comments being received during the public consultation performed in summer 2022.



The European Cards Stakeholders Group to become the European Payments
Stakeholders Group

20 March 2023

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New Version of ECSG’s SEPA Card Standardisation Volume Available

27 October 2022

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Pulication of BOOK 3 Data Elements v9.0 | SEPA Cards Standardisation Volume

30 October 2020

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Public consultation - BOOK 3 Data Elements v8.5 | SEPA Cards Standardisation Volume

30 October 2020

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Publication of SCS Volume version 9.0

30 October 2020

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Bulletin on RTS SCA Article 11 implementation

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Public consultation - SEPA Cards Standardisation Volume v8.5 and Tokenisation Considerations for SEPA Card Payments

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Publication of SCS Volume version 8.0

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The European Cards Stakeholders Group Responds to EBA’s Consultation on Regulatory Technical Standards

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