- 24 feb 2025
- Tempo di lettura: 1 min
The new release of the SEPA Cards Standardisation Volume integrates the latest regulatory and technological changes.
The European Cards Stakeholders Group (ECSG), the industry association overseeing cards standardisation in the Single Euro Payments Area (SEPA) has today published version 9.0 of the SEPA Cards Standardisation Volume (‘the Volume’).
This initiative, actively supported by all of the key stakeholders in the card payment ecosystem, will help ensure the interoperability and security of cards in Europe. The Volume achieves this through defining a standard set of requirements to enable an interoperable and scalable card and terminal infrastructure across SEPA, based on open international card standards.
Version 9.0 of the Volume is released to the industry following a 3-month public consultation. In addition to the feedback received during the consultation, updates to the books were made to accommodate the following;
Conformance to new European regulations General Data Protection Regulation (GDPR), the second Payment Service Directive (PSD2) and the European Banking Authority Regulatory Technical Standards (RTS) on Strong Costumer Authentication (SCA) and Common Secure Communication (CSC);
Integration of global standards for card payments including Host Card Emulation, remote payments using EMV 3DS and a reference to the industry standards body Fast IDentity Online (FIDO);
Contactless card acceptance at Automated Teller Machines (ATMs);
The production of a separate Tokenisation Annex.
The Volume version 9.0 takes effect immediately for a three-year period.
Note: Book 3 “Data Elements” is currently under maintenance to integrate the new ISO 20022 ATICA Version 2 standard. A separate release cycle was therefore decided for this Book which will lead to a separate publication in September 2020.










